✦
Education-first
We explain what your report means and what matters most, so you’re not guessing.
THE SCORE DOCTORS • TEXAS
UNLOCK YOUR FINANCIAL FUTURE
Education-first credit support built on transparency, realistic expectations, and a simple plan you can follow.
Texas-focused support
No guarantees
Clear next steps
Important: We do not guarantee score increases, timelines, or outcomes. Results vary based on your credit file and bureau/creditor responses.
CREDIT PROFILE GUIDANCE
Experian
Equifax
TransUnion
WHY PEOPLE CHOOSE US
Straight answers. Organized action.
Credit can feel overwhelming. We simplify it into clear steps — report review, guidance, and a credit-building plan.
✓
Compliance-aware
No hype. No promises. We focus on legitimate, realistic guidance and organization.
⟡
Clear plan
You’ll always know the next step — what to do this week and what to expect next.
Reminder: We do not promise removals of accurate items and do not guarantee score increases.
SERVICES
What we help with
A practical mix of education + guidance + credit-building.
Credit Report Review
We review your reports and explain what’s impacting your profile.
- Payment history & utilization
- Accounts, inquiries, and patterns
- What to prioritize first
Dispute Guidance
We help organize items that may be inaccurate/unverifiable and outline next steps.
- Documentation checklist
- Workflow & tracking
- Follow-up strategy
Credit-Building Plan
A step-by-step plan to strengthen your profile over time.
- Utilization targets
- On-time payment system
- Pacing and rebuild strategy
PROCESS
A simple 4-step flow
Clear expectations and consistent progress.
1
Intro call
We learn your goals and explain what we can and can’t do.
2
Report review
We review your reports and identify key issues and priorities.
3
Action plan
You get a plan: dispute guidance (if applicable) + credit-building steps.
4
Ongoing support
We track progress, keep it organized, and adjust as needed.
Note: We don’t promise outcomes. Timelines vary and depend on your credit file and third-party responses.
THE LUXURY IS OPTIONAL
THE FREEDOM IS NOT
Build credit habits that support your next move.
PRICING
Founder’s Launch Sale
Limited-time Founder’s Launch Sale — new clients get the startup fee for only $49 (startup fee due at completion of dispute letters draft which is usually 5 days after signup. Letters will be mailed after fee payment).
Starter
$149
$49 Founder’s Launch Sale
$79 /mo
- Monthly credit repair workflow
- Dispute support and tracking
- Ongoing account review
Limited-time launch pricing.
MOST POPULAR
Growth
$199
$49 Founder’s Launch Sale
$119 /mo
- Everything in Starter
- More active workflow support
- Priority progress updates
Best value for most clients.
Priority
$299
$49 Founder’s Launch Sale
$199 /mo
- Everything in Growth
- Priority communication
- Exclusive access to our credit education class
Maximum support and training.
Founder’s Launch Sale: The $49 startup fee is a limited-time launch promotion and may increase at any time.
Disclaimer: We do not guarantee credit score increases, outcomes, or timelines. We do not promise removal of accurate items.
FAQ
Straight answers
No hype. Just clarity.
How long does it take to see changes?
Every credit situation is different. Some people see movement in weeks; others take months. We focus on consistent actions and realistic expectations.
Do you guarantee a score increase?
No. We do not guarantee score increases, outcomes, or specific timelines.
Can you remove accurate negative items?
We do not remove accurate information. If something is inaccurate, incomplete, or unverifiable, we help you understand options and the dispute process.
Is this legal?
Yes — when done correctly. We focus on education, transparency, and compliant practices.